Why Choose Us For Your
Financing Needs?
1. Customized
Service
Financing packages are tailored to meet the needs of your enterprise with the goal of minimizing
your overall cost of capital.
2. Fixed, fully disclosed compensation levels for all transactions
Our compensation is agreed upon up front with each customer and we will not accept any yield spread
premiums unless authorized to do so by the customer after full disclosure of the terms of the proposed yield
spread agreement .
Click here to learn why other
financing sources may be costing you more than you think: Loan Broker
Costs
3. No false claims of being a “direct lender”
Think you’ve found a lender?
Are they telling you they are a “direct lender”, despite the fact that they aren’t an established
bank, hedge fund, or insurance company?
There are many so-called ”lenders” who are nothing but brokers in disguise.
A common ruse is for a brokerage firm to establish a “correspondent”, or “table funding”
relationship with an actual lender. This allows the broker to pretend they are a direct lender, when in
reality all funds and underwriting are provided by the actual lender. Such brokers often claim to be “closing
and selling the paper” to the actual lender, or “closing in our name, then securitizing” the loan, when in
reality they are doing nothing other than brokering the loan and likely earning undisclosed yield spread
premiums and other fees in the process.
In our opinion, such methods are misleading and unethical, and you have our guarantee that we will
fully disclose any such relationships.
(HINT: to avoid such “table funding” ruses, insist on the so-called
“lender” providing you with THEIR proof of
funds to close, i.e., do they actually have the money on hand to deliver your
financing? If the entity you are dealing with can’t provide such proof, chances are
they are not truly a direct lender).
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